Wednesday, November 27, 2019
A Glimpse Into the Mind of a Madman essays
A Glimpse Into the Mind of a Madman essays A Glympse Into the World of a Mad Man On the first page of his book about the Manson Family murders Vincent Bugliosi warns, "the story in which you are about to read will scare the Hell out of you" (Bugliosi 1). This statement could not be more true. There have been many mass murders and serial killers throughout history, none however, have been as sick and twisted as Charles Manson. From 1969 until 1971 his was the story that captivated the nation. Manson and his followers committed a spree of murders which shocked the world and left everyone Charles Manson was born November 12, 1934 in Cincinnati, Ohio. Manson never knew his father and never had a real father figure; he was the illegitimate child of a promiscuous sixteen year-old, Kathleen Maddox. Maddox would leave for days and weeks at a time, leaving young Charlie with his grandparents and aunt. Once she even sold him for a pitcher of beer. Charlie and his mother were eating at a cafe one afternoon when their waitress jokingly offered to buy Charlie. His mother replied, "a pitcher of beer and he's yours." The waitress brought the beer and Manson was left behind in the cafe. Charlie's uncle found him several days later and brought him home (Bardsley). After growing up in an environment like this, it is not hard to see why Manson may have turned out the way he did. At age nine, Charlie was caught stealing and sent to reform school. From then until present Manson has spent the vast majority of his sixty-seven years on Earth in some sort of reformatory, for crimes ranging from stealing and robbing to pimping and killing (Bardsley). For the next several years Charlie was in and out of prison, mostly for petty crimes. When he was released from prison in 1967 he went to San Francisco and fell in with the hippie scene. There, Manson began to attract an almost cult following. He used LSD and marijuana to brainwash these fol...
Saturday, November 23, 2019
How does Shakespeare present Iago as a tragic villain in Act 1 Essay Example
How does Shakespeare present Iago as a tragic villain in Act 1 Essay Example How does Shakespeare present Iago as a tragic villain in Act 1 Paper How does Shakespeare present Iago as a tragic villain in Act 1 Paper Essay Topic: Literature Shakespeares Iago is the antagonist of Othello but what makes him tragic is an enigma as he is reticent and seems motiveless. However, Shakespeare prints three possible motives into the play that present him as tragic. Iago is a Machiavellian villain as was Macbeth in Macbeth, written two years after Othello, and A.C. Bradley notes how Italian villainy was prevalent in Shakespeares time1. Machiavelli was an Italian philosopher and political adviser. One of his most famous works is The Prince that outlines how a monarch should gain control by deceiving his opponent as an ally. Iago says he will follow Othello only to serve my turn upon him2 in that he may achieve his revenge. He is also a character built on amorality. A.C. Bradley says that he is a psychological impossibility and a product of imperfect observation3 but if he were to be perceived as amoral then his behaviour and scheming may be explained due to him being psychotic there was little knowledge of psychotic behaviour in the 16th century and insanity was diagnosed by religious leaders as being influenced by the devil which Iago is realized to be in Act five, scene two by the other characters: I look down towards his feet; but thats a fable. If that you best a devil, I cannot kill thee. I bleed, sir; but not killed. The feet signify the devils hooves and the mere wound Othello deals Iago acts as evidence that Iago is the devil. The word fable also recognises the story that Iago has conjured up that has hid his true identity. The first motive is that he wants revenge on Othello and Cassio for preventing his promotion as he is worth no worse a place the first indication that he sees himself as above others. He is snide about how Cassio is an arithmetician that never set a squadron in the field, which illustrates how better equipped he is for the position and how Cassio is: A fellow almost damned in a fair wife. The word damned indicates how malevolent an act he sees making a man into a cuckold which may insinuate a tragic past. Secondly, Iagos villainy may sprout from racial prejudice, as it was unusual to have a black hero in Shakespeares time. When shouting at Brabantios window he distinguishes between Desdemona and Othellos colour and denotes how primitive he finds their sexual relationship using animal imagery: an old black ram Is tupping your white ewe. In his soliloquy at the end of act one, scene three, he accuses Desdemona of only being interested with Othellos body: when she is sated with his body, she will find the error of her choice. The rationale behind Iagos disdain for Othello is that he sees him as an animal. Iagos egoistic personality insists his dislike towards animals, as they are seen as inferior in intelligence and will as they rely on primitive, innate drives: Drown thyself? Drown cats and blind puppies. This line is spoken in reference to when Roderigo expresses how he wishes to drown himself and Iago can only insist that an inferior being is more worth death. The word blind also suggests the idea that they are useless, thus pointless, which makes them eligible for death in preservation of his self. He also, already, has a preconceived view of Othello as he claims that These Moors are changeable in their will implying that all Moors are the same just as animals are and so the comparison to animals is the source of Iagos racism. What is also notable about Iago is that he speaks to Othello in verse but prose to Roderigo, which shows how he is a sycophant but also as his rhetoric usage is superseded by Othellos he feels he is forever in Othellos shadow. Another source for his hate. Lastly, and most importantly, Iagos third possible motive for delivering vengeance upon Othello is that Othello made a cuckold of him by sleeping with Emilia. Iago proclaims this in Act one, scene three: I hate the Moor, And it is thought abroad that twixt my sheets Hes done my office. He is even unsure of whether it is true but the thought infuriates him so much that he decides that the idea is as worthy of being revenged as if it were true: I know not ift be true But I, for mere suspicion in that kind, Will do as if for surety. The idea of Emila having an affair with Othello may be what prompted him to assume that Desdemonas interest in him was purely sexual and so we begin to see how Shakespeare has created a tragic villain as he is drawing from his own misfortune and jealousy to fulfil his prophesy of revenge. It may even be a misconception that Emilia and Othello have had an affair as there is no further evidence that this is true and we, the audience, do not know what has stirred this possibility in Iagos mind another aspect of him that creates the villainous image as we do not know what he is thinking: It is absolutely certain that Othello appointed Cassio his Lieutenant, and nothing else is absolutely certain. If what he says is true, however, and if the audience could understand the possibility of this truth, then this would evoke a strong sense of pity as we could then see that he is almost the victim of the play and a victim from his own thoughts our raging motions, our carnal strings, raging and carnal suggest how angry and disturbed he is. Through the possibility of this motive we can understand the volume of his jealousy that makes him tragic: It is the green-eyed monster which doth mock The meat it feeds on. In Act three, scene three, Iago speaks this line as advice to Othello but it is possible that Shakespeare uses this technique to express Iagos pain in a safe way without damaging his ego by disguising it as advising anothers pain; guidance as opposed to confession. The meat it feeds on could quite literally be his meat and sense of self, which has now reduced him to insecurity. More likely than him feeling hurt by the betrayal of his wife is his sense of self through ownership and possession of Emilia that has been stolen from him. On the other hand, when he stabs Emilia he exclaims Villainous whore! This display of passion shows how it has tormented him. In Act five, scene two, Iagos insecurities remain sheathed by his reticent nature as he says: What you know, you Know. From this time forth I never will speak word. He chooses these words because he is unsure to what extent he has been right about Emilia and Othello. In the first act Iago places a large emphasis on being a cuckold so for him to become one is the greatest insult of all. He kills Emilia without hesitation but the possibility that she had not made a cuckold of him would of truly damaged his great pride, his self assurance; it would challenge many of his amoral beliefs. To express his claims and be wrong would completely destroy his mind so he remains silent which suggests his insecurity and inner turmoil. Iagos phrase defeat thy favour with a usurped beard means to reinstall manly hood, which may be another means of defining him as tragic as his fragile mind in a patriarchal world leads him to the assumption that maybe this is how he should react, to be a man by domineering the situation: a possible way of Shakespeare illustrating mens true powerlessness from a demanding patriarchy in terms of what makes manly behaviour. From this, we can see that Iago wanted to make Othello suffer the same strength of jealousy as he has done to him. This may not fit Hegels idea of tragic collision but each character certainly has been negating and damaging [the] power of the other5. They may not be suffering each others guilt but they do cause one another to suffer jealousy. Othellos (possible) misdeed negates the power Iago has over his mind and Iago avenges this by reciprocating. Iago is a tragic villain in that he has had to suffer and through his amoral conscience and egoistic nature he has become consumed by the loss of trust in his love. The line tis in ourselves suggests that he accepts who he has become and the line permission of the will validates that he is amoral and that he recognises he is significantly different from others in the way that he thinks: I never found a man who knew how to love himself This implies that he is this man and Aristotle would agree that he is true to life and yet more beautiful.
Thursday, November 21, 2019
Write a letter of complain to a local newspaper Essay
Write a letter of complain to a local newspaper - Essay Example It is not even clear whether he had made indecent images of children out of the material already available in the Internet, or whether he has taken indecent photos/videos of children and used it as pornography. If this was the case, it remains to be seen whether he could be charged of pedophilia as well, after analyzing the extent to which the images reflect his psychological disposition. After the first two sentences which refer vaguely to the incidents which could have led to the Fire Chiefââ¬â¢s resignation, the article sticks to the official version of the event. It is obvious that the persons who are in charge of the investigation are trying to save the convictââ¬â¢s face. The stress on the phrase ââ¬Å"personal reasonsâ⬠when explaining his resignation shows the ambiguity that runs through the report. It is evident that there is a lot of pressure from high offices to suppress the matter as much as possible, though it has become inevitable to report the untimely resignation of some at a very reputable position. Quite paradoxically, the news that is supposed to deface the Fire Chief has ended up being a paean to his glorious years of service and the accolades and praise he has received. Genuine readers could wonder whether this is a newspaper report about the Fire Chief who had to quit his job after serious charges of pornography, or a transcript of s ome speech given during his retirement. It seems highly probable that the newspaper has just made use of the material that they had already prepared as a note on his retirement, or, forgive my saying this, as an obituary. Such is the carelessness with which the whole affair has been treated that there is no relation between the headline and the article, except for the first two sentences and the wild guesses that the readers are prompted to make. I am in fact disturbed by the double standards newspapers in general show towards issues
Wednesday, November 20, 2019
Family Interview project Essay Example | Topics and Well Written Essays - 750 words
Family Interview project - Essay Example The eldest son is going to a preparatory school, the youngest is just a year and a half old. They are living in a middle-class subdivision. The relationship of the father between the two children is not any different with each other. He treats the eldest the same way he treats the youngest though he and the eldest son know that he is a stepdad. It has not been very difficult for them to establish a relationship since the eldest son was just young and there is no other prominent father figure present in his life. Their family is a picture of a happy one. Though there are the normal arguments and discussions between the couple and the between parent and child, there isnââ¬â¢t any inkling, if youââ¬â¢re a stranger looking at them, that they are a remarried family. The mother transitioned from being a single parent to a remarried parent. She has been a single parent for two years before she remarried and introduced her new husband to their family. Being a single parent, I was able to identify with her since I am mothering two children alone. This became the focus of our conversation, wherein she told me stories of the difficulties and perks of being a single parent and a remarried parent. It wasnââ¬â¢t that hard to introduce the new father since there was no prominent father figure prior him. The hard part was her adjustment to a new life with a man leading the house since she was used to being the head of the family. The once ââ¬Å"her rulesâ⬠became ââ¬Å"his rulesâ⬠or ââ¬Å"his and her rules.â⬠Eventually though, since her firstborn, being very young, easily adapted to situation, she was able to adapt to fairly quick. She is glad, she says, that she has found a partner that can help her raise her children and help them development mentally and socially since being alone sometimes gets too stressful because she has no one to share the tasks and responsibilities with. From a single parent family,
Sunday, November 17, 2019
The Development of Civilization Essay Example for Free
The Development of Civilization Essay The focal point of this paper is to provide an introduction to The Great Gatsby by the noted American author of the post first world war era F. Scott Fitzgerald. The Great Gatsby can be enumerated as a novel that is a landmark of American literature. This 240 page novel published in April 10, 1925 by the noted publisher of the time Charles Scribners Sons is an epic story set in the background of Long Island and New York City depicts the incidents of 1922 summer. According to Francis Scott Fitzgerald this novel is basically a chronicle of an era that could be enumerated as Jazz Age. (Lamb, 385, 3) The major concern of this paper would be directed towards itemizing the backdrop of the era that the novel is set in. Alongside it would be analyzed how the background and bringing up of the author Francis Scott Fitzgerald influenced the setting and texture of the novel The Great Gatsby. It would also place a well documented approach towards the application of philosophy of the era and the insights of the characters pursuing the ââ¬ËAmerican Dreamââ¬â¢ with their social and emotional perspectives. The paper would also may attention towards the economic boom of the 1920ââ¬â¢s and possible outcome of this fiscal development of the entire nation on the psyche of the novel. Additional attention would also be placed on the Eighteenth Amendment that enforced the provision of alcohol consumption thereby enhancing black market trade and organized crime. It can be enumerated that this paper would result in a comprehensive analysis of the novel The Great Gatsby by the author Francis Scott Fitzgerald and it would yield results of measures taken in a different shades of colors. Reference: Lamb, Davis. Cult to Culture: The Development of Civilization on the Strategic Strata. National Book Trust. 2004.
Friday, November 15, 2019
Gender Roles and Marriage in The Proposal by Chekhov and Country Lovers
In the following essay I will compare and contrast gender roles and marriage between ââ¬Å"The Proposalâ⬠by Anton Chekhov and ââ¬Å"Country Loversâ⬠by Nadine Gordimer to showing how women tried to survive in controlling their identity. This essay will compare and contrast each of the characters used by two very different writers. The early 1900ââ¬â¢s era was not kind to people in their struggle for what they tried to accomplish with their lives. Nadine Gordimer was born 1923 in Africa. She was against the opposition that the black people of Africa had to face and stressed this issue in her writings. She was awarded the Nobel Prize for literature in 1991. Anton Chekhov was also famous for Russiaââ¬â¢s Pushkin Prize in 1888 and like Gordimer, he also wrote many short stories but sometimes ventured out into theater with several plays. Both writers lived abroad sharing the use of conflict in their writings such as unrealistic expectations, endowment and social status. They used symbolism more as a contrast instead of a comparison, but compared lower class to higher class status for each of their characters in the two short stories that will be featured in this paper. In the article written by Gordimer that is titled ââ¬Å"Twenty-one Years Later she states that ââ¬Å"since 1980 other media have taken over from the printed word as the most powerful means of free expression. I remain as totally opposed to censorship as ever, but I am in a quandary when I touch the wrong button on television set and find Iââ¬â¢m confronted with a couple making Shakespeareââ¬â¢s ââ¬Ëbeast with two backsââ¬â¢ in a truly beastly and violent sexual display that certainly could frighten any of the many children left to amuse themselves playing the channel keyboard of television. Iââ¬â¢m more co... ...p107, 2 p. Contemporary Review Company, Ltd. Gordimer, N., 2001 Twenty-One Years Later, Biography, spring, Vol. 30 Issue 2, p. 277, 2 p. Kenyon, O., 1989 Women Writers Talk, Carroll & Graf Publishers, ISBN-10: 0881847054. Miller, R., 2008 Sweat. February 8, Collins Harper, Retrieved Website:http://www.zoranealehurston.com. Ritchi, D., 2003 Doing Oral History, New York: O U P. Seyhan, A., 2001 Writing Outside the Nation, U K: Princeton University Press. Singh, G., & Kumari, D., 2011 History Revisited in Oral History by Nadine Gordimer, Language in India, February, Vol. 11 Issue 2, p 296-303, 8 p. Trump, M., 1986 The Short Fiction of Nadine Gordimer, Research in African Literatures, Fall, Vol. 17, Issue 3, p 341-369, 2 p. Winkelmann, J., 2002 ââ¬Å"Restless Legsâ⬠in ââ¬Å"The Wedding Proposalâ⬠, Acta Neurologica Scandinavia, April, Vol. 105 (4), p. 349-350.
Tuesday, November 12, 2019
Unity in diversity Essay
Unity in diversity is easy to talk but impossible to achieve in a country like India. India is secular country meaning in India every single religion has equal rights. With the 42nd Amendment of the Constitution of India enacted in 1976,[3] the Preamble to the Constitution asserted that India is a secular nation. However, neither Indiaââ¬â¢s constitution nor its laws define the relationship between religion and state. In spite of secularism India is lacking in ââ¬Å"Unityâ⬠. Unity means the state of being united or joined as a whole. Unity in diversity is a concept of ââ¬Å"Unity without uniformity and diversity without fragmentationâ⬠. In India there are a vast no. of diversities i.e. Physical Diversities, Racial Diversities, Linguistic Diversities and the main Religious Diversities. In India, there are people of different physique like some are small whereas some are tall, some are black and some are white, etc. India is a subcontinent where in early times a lot of different races came and get settled like Aryans and Persians. decrease In India, people spoke 780 different types of languages making it one of the most linguistic country. India is a land of multiple religions. We find here followers of various faiths, particularly of Hinduism, Islam, Christianity, Sikhism, Buddhism and Jainism. But, the thing because of which it is merely impossible for India to Unite is the thinking of the people of different religions. In Hinduism, the cow is regarded as a sacred animal and killing of cow is treated as anti-Hindu. On the other hand, in Islam there is no such thing as cow being sacred and therefore becoming anti-Hindu. This thing in turn makes both Hindus and Muslims enemy. And where there is enmity, there is no unity. On the other hand, there are many fights over the topic ââ¬Å"Sacred Religionâ⬠. Hindu thinks their religion is more sacred than Islam whereas Muslims thinks their religion is more sacred than Hinduism. This thinking starts the conflict between Hindu and Muslims. Not only this when there were some chances of people of the same religion coming in Unity. People started caste system. According to caste system, Indian society is divided into three castes: General, OBC (other backward castes), SC (scheduled caste). This also helps diversity to spread in India, by dividing The people of the same religion. For India to become united, I think first of all caste system should be abolished. Indians should take lessons from Indian past where a Catholic lady steps aside from becoming a Prime Minister for a Sikh â⬠¦ and where a Sikh is sworn in as a Primeà Minister by a Muslim President â⬠¦ to govern a nation of over 80% Hindus. In the end I would say that we must think ourselves as human and respect each other. Only then we will be able to achieve Unity.
Sunday, November 10, 2019
Do You Agree That Progress Is Always Positive? Essay
ââ¬Å"Progressâ⬠is usually thought of as a positive thing. When people say, ââ¬Å"He has made some progress,â⬠others perceive it as a positive concept. Most of the [1] times, progress is positive, and positive progress can benefit one in many different ways. [2] But there are times when progress can also be harmful and [3] give negative effects. Thus, it will be [4] safest to say that [5] progress is [6] a ââ¬Å"challenge.â⬠Oneââ¬â¢s progress can promote numerous [7] salutations. It could provide guiding principles by letting one acknowledge new ideas [8], thus making him/her more informed and intelligent, and progress can also provide more opportunities [9]. [10] This opportunity is noticed usually when someone [11] achieve some progress [12] and his intending to stretch out more. Thus stepping forward and making progress might [13] sound always promotive and safe. [14] But letââ¬â¢s examine the situations when progress can [15] work counterly and become negative. ââ¬Å"Making progressâ⬠can be [16] reiterated as stepping forward. [17] But who said that one will always profit out of stepping forward? Sometime [18] taking progress can [19] be miserable. [20] Think of case when people in stock markets take a challenge and make a progress. [21] Nobody knows what the outcome will [22] look like and many times [23] they lose most of their money. [24] So progress [25] can be positive, but [26] also [27] negative [28] ; just like flipping a coin. The main theme of the novel, ââ¬Å"Father of the Fathersâ⬠by Bernard Weber gives a perfect example of misguided progress. Although the main character [29] search for the ââ¬Å"missing linkâ⬠of human evolution, every time he [30] progressed to grasp something new, he [31] continued to fall deeply into ââ¬Å"missing link: and [32] become more and more confused. Finally he [33] finds out that [34] present human is the missing link and [35] it [36] is never understandable, he gives up. Therefore, [37] groping progress can sometimes [38] informative and positive, [39] it could also be disastrous and misguiding. [40] Conclusively, progress is not always [41] a positive action. It could certainly be informative, salubrious, and [42] providing opportunities, but it could also be miserable, misguiding, and even harmful. Therefore, [43] taking a progress is a challenge. [44] If progress is always positive, whey doesnââ¬â¢t everyone progress at any time?
Friday, November 8, 2019
The eNotes Blog Why Children Make the BestScientists
Why Children Make the BestScientists The intersection of science and play. We are taught from a young age that authority in any academic realm must be allocated to adults onlyor more specifically grey haired men in tweed jackets staring down their noses at us from in front of a chalkboard or behind a cluttered desk. But when we think about the fundamentals of Science, a field that in its research requires constant questioning and experimentation, who better to contribute to its innovation than the naturally curious? In his TED talk above, neuroscientist Beau Lotto tells why children make the best scientists. Evolutions solution to uncertainty is play Play is the only human endeavor where uncertainty is celebrated. When you add rules to play, you have a game. And thats what an experiment isa game Armed with these two ideas that science is a way of being and experiments are play, we asked, Can anyone become a scientist? And who better to ask than twenty-five 8-10 year old children? Because theyre experts in play. With this idea in mind, Lotto turned to a primary school in Devon, England, to create a program in which children would be given the opportunity to act as scientists. He was granted no funding for this idea, as scientists said children couldnt make a strong contribution to science, and teachers said kids couldnt do it. Teachers, if you can believe it, had no faith in the capabilities of young people. Lotto went through with it anyway. His first step in the program was to have the students ask questions. The results? Five of the questions the students came up with were questions that were the basis of science publication in the last 5-15 years. They were asking questions that were significant to expert scientists. This gave Lotto and his colleagues the impetus to turn the group of children into full-fledged scientists, an idea that amazingly resulted in the peer-reviewed publication of 10-year old Amy OTooles science paper. She joins Lotto onstage to describe the inspiring journey from early hypothesis to academic acceptance. I strongly suggest you watch this video, if not to be inspired by the true capabilities of children (despite the misgivings of teachers, scientists, and most adults), then to rethink how good scientific thought requires our embrace of uncertainty.
Tuesday, November 5, 2019
What Is CBNA on My Credit Report CBNA Definition Explained
What Is CBNA on My Credit Report CBNA Definition Explained SAT / ACT Prep Online Guides and Tips Have you recently had the name "CBNA" appear on your credit report and are unsure what it means? If so, youââ¬â¢re not alone. Many consumers have had hard pulls on their credit report from CBNA, which most commonly refers to Citibank North America, but can also refer to the Credit Bureau of North America, Community Bank, N.A., or Comenity Bank. In this article, Iââ¬â¢ll talk about what seeing CBNA on your credit card means, what each of the companies associated with the acronym CBNA are, and what you should do if you find something unexpected on your credit card. What Is CBNA On My Credit Report? An unexpected inquiry on your credit card can be stressful and lead to many questions. Where did the inquiry come from? Does an unexplained inquiry mean my identity has been stolen? Will this inquiry hurt my credit score? One of the most confusing inquiries on credit reports is for CBNA. CBNA mainly refers to Citibank North America, which is a major consumer and business banking institution in the United States. If you see the letters CBNA on your credit report, that means that Citibank has pulled a credit inquiry on you. When a bank or credit card company pulls a hard credit inquiry on you, that means the potential lender is reviewing your credit because youââ¬â¢ve applied for credit with them. Hard credit inquiries happen when youââ¬â¢re applying for things like a credit card, mortgage, or car loan. Hard credit inquiries do adversely affect your credit report. For most consumers, a hard credit inquiry will take less than five points off their reports. If you only have a few credit accounts or a short credit history, however, a credit inquiry may hurt your credit score more. Having many hard credit inquiries in a short space of time will also hurt your credit score. If youââ¬â¢ve got an inquiry from CBNA on your credit report and youââ¬â¢ve applied for a CBNA credit card or loan, you shouldnââ¬â¢t worry. Hard credit inquiries are a part of the process that comes with applying for a new credit account. You can write to the institution to ask them to remove the credit inquiry from your report, but they won't always do so, especially if the inquiry isn't fraudulent. If you see the letters CBNA on your credit card and you havenââ¬â¢t applied for an account with a CBNA institution, you should take steps to protect your identity. Iââ¬â¢ll explain the other institutions associated with CBNA in the next section, as well as what to do when youââ¬â¢ve got an unexplained inquiry on your account. What Else Does CBNA Stand For? While Citibank North America is the most common institution that uses the CBNA acronym on credit reports, there are several others. #1: Credit Bureau of North America: CBNA may stand for Credit Bureau of North America, which is a debt collection agency. If youââ¬â¢ve got an open account with the Credit Bureau of North America, that means that you have an unpaid debt that theyââ¬â¢re attempting to collect. You should attempt to settle your debt by paying it off. The best way to do this is to negotiate a pay for delete agreement with CBNA that says that CBNA will remove their information from your credit report once youââ¬â¢ve paid the debt. #2: Community Bank, N.A.: CBNA may also stand for Community Bank, N.A., which is a small local bank that offers personal and business banking in New York and Pennsylvania. If youââ¬â¢ve got a credit inquiry from Community Bank, N.A., you may have applied for a credit line or loan there. #3: Comenity Bank: Comenity Bank is a bank that manages credit cards mainly associated with stores and brands such as Victoriaââ¬â¢s Secret or Gamestop. If youââ¬â¢ve applied for a credit card recently at a store, you may see an inquiry from CBNA on your credit report. What To Do If Youââ¬â¢ve Got Something Unexpected on Your Credit Report If youââ¬â¢ve got an unexpected inquiry on your credit report that doesnââ¬â¢t match any of your recent credit activity, you should take steps to protect your identity. Start with these five steps to make sure your identity is secure. #1: Contact the Company That Made the Inquiry The first thing to do is to contact the company that made the inquiry. Call the company associated with the inquiry and ask them to prove that it was you that triggered the inquiry. If they canââ¬â¢t, then you can ask the company to notify the three major credit bureaus to remove the inquiry from your account. #2: Document the Fraudulent Inquiry If youââ¬â¢ve determined the inquiry is indeed fraudulent, you should download and complete an identity theft complaint and affidavit form from the Federal Trade Commissionââ¬â¢s website. These can be sent to banks, creditors, and credit bureaus in order to explain the inquiry and any other fraudulent credit activity. Depending on the situation, you may also want to fill out a police report. #3: Notify the Three Credit Bureaus After documenting the inquiry with the Federal Trade Commission, you should place a credit freeze on your credit report, which restricts access to your accounts and limits the new inquiries that can be made. You need to contact all three credit companies individually. #4: Place a Fraud Alert at the Three Credit Bureaus You can also place a free, 90 day fraud alert with each of the three credit bureaus. This alert tells creditors to verify your identity through extra steps before extending credit in your name. #5: Dispute the Inquiry at the Three Credit Bureaus The best way to dispute an unexplained inquiry is to call the credit bureau or mail a formal notification of your dispute, proving that the inquiry was fraudulent and unauthorized. Unauthorized inquiries are relatively easy to remove, but may require a number of different conversations to remove. In Summary Many consumers have asked themselves the question: ââ¬Å"What is CBNA on my credit report?â⬠or wonder if they've applied for a CBNA credit card when they see those letters on their credit report. An inquiry from CBNA on your credit report means that youââ¬â¢ve applied for a credit account with an institution associated with those letters, or that youââ¬â¢ve got an open debt in collection with the Credit Bureau of North America. If you havenââ¬â¢t applied for a CBNA credit card, you should take steps to protect your identity from fraud. What's Next? How can you find the best credit card for your needs? Narrow down what the best credit card for you is with this guide. Thinking about getting a Banana Republic store card? We cover the pros and cons of the Banana Republic credit card here. Looking to learn more about other financial acronyms and terms? Find out what return on assets (ROA) is and how to use that information here.
Sunday, November 3, 2019
Comp Set Analysis Research Paper Example | Topics and Well Written Essays - 500 words
Comp Set Analysis - Research Paper Example Rodeway Inn SF Civic Center enjoys a strategic location within the city. Furthermore, it offers a number of services that may enhance its competitiveness. However, the other five are equally competitive and may, therefore, threaten the hotels profitability and longevity. Crowne Plaza, for example, is a luxury hotel strategically located in the airport; the hotel poses a significant threat to Rodeway Inn SF Civic since it offers immense convenience to visitors. Additionally, Rodeway Inn SF Civic does not have conference facilities. The industry has shifted with most modern day hotels striving to attract visitors who come to the city for seminars and conferences. The lack of ballrooms and workshop facilities denies the hotel a major competitive advantage thereby making it vulnerable to the numerous competitors who are setting up shop in strategic locations within the city and continues to target the same target
Friday, November 1, 2019
Public Sector Pay Cuts Essay Example | Topics and Well Written Essays - 1000 words
Public Sector Pay Cuts - Essay Example The implications of this proposal will include lack of job creation in some parts of the UK due to the lower civil servant wages relative to wages of the private sector. Currently, the UK is working under an important deficiency of collective demand with the rate of unemployment. Therefore the government suggestion is that due to rate of growth of private sector wages is low relative public sector wages according to Ashcroft (2012). Hence this will lead to high levels of unemployment as well as deficiency of demand. The government has also suggested that this will lead to a situation where the public will crowd over the private sector. Indeed the government has acknowledged that scraping public sector wages or limiting their growth comparative to the private sector will restrict the development of further demands. As a result this is likely to contribute to the crisis of relative demand deficiency in such regions. However there is a view by the government that under scraping public sector pay comparative to the private sector could assist in improving the competitiveness of the local private sector. From the governments point of view, Osborneââ¬â¢s aim is to rebalance the economy hence gets the public sector on the move. This implies that cutting national pay for public sector employees is likely to level the playing field. In areas where the public sector receives more pay than private sector workers, the treasury argues that the private sectors are crowded out as they are unable to compete with the pay levels as suggested by Willis (2012). However this means that setting pays should take place at the local levels but the trade unions caution that this will lead to great differences across the country hence driving the pay down along the regions. Owing to this effect, most regions are expected to face an economic count down. Unions have responded angrily on plans to scrap national pay for some public sector workers in the UK. One of the implications is
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